BMW Group Financial Services is the captive finance arm of the BMW Group. It finances and leases BMW, MINI and BMW Motorrad vehicles through national companies and branches, and serves dealers through the multi-brand Alphera brand. Its legal entities differ by country (BMW Bank GmbH branches, BMW Financial Services national companies, BMW Austria Leasing GmbH and others).
Countries (21)
BMW Group Financial Services serves business fleets in: Albania, Austria, Belgium, Bulgaria, Czechia, France, Germany, Greece, Hungary, Italy, Luxembourg, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden, Switzerland, Türkiye, Ukraine.
- Local entity
- Raiffeisen Leasing Sh.a
- Status
- Partner, verified
- Address
- Rr. Komuna Parisit, Kompleksi Kika II, Nd.1, Shk 2, Ap.1-3, Tiranë
- Phone
- +355 4 2 274 920
- Email
- leasing@raiffeisen.al
- Business car financial lease term
- 12 to 120 months (financial lease, cars); up to 6 years for new, up to 5 years for used cars source
- Down payment
- From 10% (new cars), minimum 15% (used cars) source
- Administration commission
- From 1% of the financed value source
- Financing amount
- Up to 90% of the purchase value of the asset; no additional collateral (the financed asset is the security) source
- Maximum asset age
- Max 6 years asset age (new cars); max 10 years asset age (used cars), as stated on the page source
- Local entity
- BMW Austria Leasing GmbH
- Status
- Own entity, verified
- Address
- Siegfried-Marcus-Straße 24, 5020 Salzburg
- Phone
- +43 800 215555
- Email
- info@bmw.at
- Business leasing types
- BMW Nutzenleasing (pay only for use, no residual-value risk, leasing rates and down payments tax-deductible) and BMW Restwertleasing (monthly rate set via residual value) source
- Finance and insurance contact
- +43 662 2191 4920 (Finanzieren & Versichern), ksc@bmw.at source
- Local entity
- BMW Financial Services NV
- Status
- Own entity, verified
- Address
- Lodderstraat 16, 2880 Bornem
- Phone
- +32 3 890 51 11
- Email
- contract.sf@bmw.be
- Prices
- 1 advertised business offer, from €480/month excl. VAT (BMW i5) source
- Business products
- Financiële Renting (finance lease, minimum 16% residual value), Operationele Leasing (all-in, no residual-value risk), Financiering (credit) source
- Customer service hours
- Customer service +32 3 890 50 02, Mon-Fri 8:30-21:00, Sat 10:00-16:00 source
- Luxembourg coverage
- The entity distributes BMW Financial Services products in Belgium and the Grand Duchy of Luxembourg source
- Local entity
- УниКредит Лизинг ЕАД (UniCredit Leasing EAD)
- Status
- Partner, verified
- Address
- ул. Гюешево 14, ет. 1, 1303 София
- Phone
- +359 2 9765 100
- Email
- office@UniCreditLeasing.bg
- Prices
- 2 advertised business offers, from €555/month excl. VAT (BMW i3) source
- Business eligibility of the offers
- The calculator footnotes state the offers are valid for business customers ('Офертата важи за бизнес клиенти'); operating lease also available source
- Lessor for BMW in Bulgaria
- УниКредит Лизинг ЕАД (UniCredit Leasing EAD), exclusive representative per the BMW BG footnote source
- Local entity
- BMW Financial Services Czech Republic s.r.o.
- Status
- Own entity, verified
- Address
- Bucharova 2817/13, Stodůlky, 158 00 Praha 5
- Phone
- +420 296 330 555
- Email
- info@bmwfs.cz
- Prices
- 12 advertised business offers, from €442/month excl. VAT (BMW 116) source
- Products for businesses
- BMW Operativní leasing (operating lease, 24-60 months, 0-30% down payment, 10,000-50,000 km a year; instalment tax-deductible for entrepreneurs; VAT deductible); BMW Úvěr Select (business credit for VAT-registered entrepreneurs) source
- Operating lease terms
- Down payment 0-30%; term 24-60 months; mileage 10,000-50,000 km per year source
- Contact line hours
- Customer service Mon-Fri 9:00-17:00 source
- Local entity
- BMW Finance SNC
- Status
- Own entity, verified
- Address
- 5 rue des Hérons, 78180 Montigny-le-Bretonneux
- Phone
- 0 969 322 039
- Email
- contact-finance@bmw.fr
- Prices
- 3 advertised business offers, from €690/month excl. VAT (BMW i3) source
- Regulated intermediary registration
- ORIAS 07 008 883 (BMW Finance SNC) source
- Customer interaction centre hours
- Monday to Friday 8:30 to 18:30 source
- Business financing products
- LOA (Location avec Option d'Achat), LLD (Location Longue Durée) and classic credit, 12 to 60 months for credit source
- Local entity
- BMW Bank GmbH
- Status
- Own entity, verified
- Address
- Lilienthalallee 26, 80939 München
- Phone
- +49 89 3184-1000
- Email
- bmw.bank@bmw.de
- Trade name
- BMW Financial Services is a trade name (Geschäftsbezeichnung) of BMW Bank GmbH source
- Business offer wording
- Private and business customers can choose leasing, financing and insurance source
- Phone hours
- Mon-Fri 08:00-18:00 source
- Local entity
- BMW Hellas Leasing
- Status
- Own entity, verified
- Phone
- +30 210 911 8500
- Email
- infosf@bmw.gr
- Local entity
- Merkantil Bérlet Szolgáltató Kft.
- Status
- Partner, verified
- Address
- Föveny utca 4-6., 1138 Budapest
- Lessors by product
- BMW Leasing (finance lease, HUF): Merkantil Bank Zrt. BMW Rent (operating lease, business only): Merkantil Bérlet Kft. source
- BMW Rent: guaranteed residual value
- Residual value guaranteed by the lessor; no settlement at term end source
- Merkantil Bank Zrt. registry
- Adószám 10433748-2-44; cégjegyzékszám 01 10 041465; Budapest, Föveny utca 4-6 source
- Local entity
- BMW Bank GmbH - Succursale Italiana
- Status
- Own entity, verified
- Address
- Via dell'Unione Europea 4, 20097 San Donato Milanese
- Phone
- +39 02 51610511
- Email
- alpheracontactcenter.it@bmw.it
- Local entity
- BMW Financial Services Belgium NV/SA, succursale de Luxembourg
- Status
- Own entity, verified
- Address
- Leudelange
- Phone
- +352 26 30 26 86
- Email
- contact@bmw.lu
- Business leasing and financing
- BMW Financial Services serves private and professional customers in Luxembourg with leasing and financing of vehicles source
- Customer service hours
- Mon-Fri 8:30-21:00, Sat 10:00-16:00 (BMW customer service LU) source
- Local entity
- BMW Financial Services Nederland B.V.
- Status
- Own entity, verified
- Address
- Takkebijsters 59, 4817 BL Breda
- Phone
- 070 4147510
- Email
- csc@bmw.nl
- Prices
- 1 advertised business offer, from €699/month excl. VAT (BMW not named) source
- Operational lease price basis
- Advertised from EUR 699 per month: 60 months, 10,000 km per year, excl. VAT, fuel not included (footnote) source
- Roadside assistance hotline
- +31 880 357 357, 24/7 (BMW Service Centrale) source
- Price terms (flex)
- Flex Premium: switch BMW after 18 months; NextGen Flex: switch after 12 months (selected models) source
- Local entity
- BMW Financial Services Polska sp. z o.o.
- Status
- Own entity, verified
- Address
- ul. Wołoska 22A, 02-675 Warszawa
- Phone
- +48 885 269 269
- Email
- kontakt-fs@bmw.pl
- Business products
- BMW leasing for companies (leasing biznesowy), fleet financing (finansowanie flotowe) and service packages; BMW Comfort Lease (operating lease, no buy-out obligation); BMW Leasing (finance lease with buy-out options) source
- Fleet programme
- Corporate sales route for companies buying five or more new BMW vehicles a year (BMW Corporate Sales); fleet-management solutions for companies with more than 50 vehicles source
- Customer service hours (finance line)
- Monday to Friday 08:00-20:00; weekends via the contact form source
- Client portal
- BMW Financial Services client portal (bmwfs.portaldokumentow.pl): contracts, payments, documents source
- Local entity
- BMW Renting (Portugal), Lda
- Status
- Own entity, verified
- Address
- Lagoas Park, Edifício 11, Piso 2, 2740-270 Porto Salvo
- Phone
- +351 214 873 200
- Email
- info_sf@bmw.pt
- Local entity
- UniCredit Leasing Corporation IFN S.A.
- Status
- Partner, verified
- Address
- Bulevardul Expoziției nr. 1F, etajele 1, 7 și 8, București
- Phone
- +40 212 00 77 77
- Email
- leasing@unicredit.ro
- Prices
- 2 advertised business offers, from €385/month excl. VAT (BMW X1) source
- Lessors by product
- BMW Financial Services financing (leasing financiar, BMW Select): UniCredit Leasing Corporation IFN S.A. Operating lease examples: UniCredit Fleet Management S.R.L. source
- BMW support line for financing
- +40 212 00 77 77 (BMW Financial Services via UniCredit Leasing Corporation IFN S.A.) source
- Local entity
- BMW Financial Services Slovakia s. r. o.
- Status
- Own entity, verified
- Address
- Karadžičova 8, 821 08 Bratislava
- Phone
- +421 2 60 20 20 80
- Email
- bmwfs@bmw.sk
- Products for businesses
- BMW Operatívny lízing (operating lease for entrepreneurs and private customers) and BMW Podnikateľský úver (business credit); terms for operating lease and financial lease for entrepreneurs published source
- Operating lease parameters
- Down payment 0-30%; term 24-60 months; mileage 10,000-50,000 km a year source
- Local entity
- GB Leasing d.o.o.
- Status
- Partner, verified
- Address
- Dunajska cesta 152, 1000 Ljubljana
- Phone
- +386 1 565 99 00
- Email
- info@gb-leasing.si
- Lessor for BMW in Slovenia
- Exclusive partners named on the BMW FS SI page: GB Leasing d.o.o. and Gorenjska banka d.d. source
- Business product
- BMW Poslovni najem (business rental / operating lease) with a monthly instalment depending on model, term and km; VAT shown for young used vehicles source
- Local entity
- BMW Financial Services Scandinavia AB
- Status
- Own entity, verified
- Address
- Vetenskapsvägen 10, 191 38 Sollentuna
- Phone
- +46 200 228 200
- Email
- kundservice@bmw.se
- Prices
- 2 advertised business offers, from €545/month excl. VAT (BMW iX1) source
- Local entity
- BMW (Schweiz) AG
- Status
- Own entity, verified
- Address
- Industriestrasse 20, 8157 Dielsdorf
- Phone
- +41 58 269 64 64
- Email
- contact@bmw.ch
- Prices
- 1 advertised business offer, from €586/month excl. VAT (BMW i3) source
- Leasing example terms
- Leasing example: 48 months, 10,000 km per year, first instalment 20% of the vehicle price (the price is 'ab' CHF 539 per month for the model shown) source
- Business leasing
- BMW Leasing is also available to companies (FAQ) source
- Leasing without down payment
- Leasing without a down payment is possible (FAQ) source
- Local entity
- Borusan Otomotiv İthalat ve Dağıtım A.Ş.
- Status
- Partner, verified
- Address
- Firuzköy Bulvarı, No:21, Avcılar, İstanbul
- Local entity
- ТОВ «УЛФ-ФІНАНС» (ULF Finance LLC)
- Status
- Partner, verified
- Address
- просп. Оболонський, 35-А, офіс 300, 04205 Київ
- Phone
- 0 800 201 007
- Brand under which BMW leasing is marketed
- AWT Financial Services (BMW UA financial services offer); legal entity of AWT not identified on the pages read source
- Credit partner for BMW loans
- АТ «Креді Агріколь Банк» (Crédit Agricole Bank Ukraine), NBU licence No 99 of 12.10.2011; credit terms for individuals and legal entities on BMW cars in the official dealer network, valid 14.07.2025 to 31.12.2026 source
- Importer and dealer that sell the BMW offer (not the lessor)
- ТОВ «АВТ Баварія Україна», ЄДРПОУ 31169572, Boryspilska 16-16/1, Hora, Kyiv region source
- Group
- Part of the TAS business group (since 2017, per the ULF site) source
- Business leasing for SMEs
- Leasing for legal entities and sole proprietors: advance from 20% (up to 60 months) or 30% (up to 48 months), as shown on the ULF business page source
- Passenger car leasing terms (ULF)
- Terms 12 to 60 months; advance 20-25%; one-off fee 2.5%; registration and insurance included in the payment schedule (as stated on the car page) source
- BMW leasing rate table (UAH, as printed)
- Advance 30% to 60%, terms 1 to 5 years, values printed as percentages in the BMW PDF (unit not stated in the table); one-off fee 1.99% of the car price; valid 20.02.2025 to 31.12.2026 source
